ABOUT HUMBOLDT MERCHANT SERVICES & THE MONERIS FAMILY:

Since 1997, Humboldt Merchant Services, a division of Moneris Solutions,
Inc., has sought out qualified ISOs & MLSs throughout the United States.
Moneris Solutions is one of North America's largest payment processors.
A joint venture between Royal Bank of Canada and Bank of Montreal, which
combined have assets in excess of $700 billion, Moneris Solutions
provides payment processing products and services to more than 350,000
North American merchants and processes more than 2 billion payment
transactions annually.

One source for all your processing needs:

We are your single point of contact for VISA, MasterCard, Discover,
American Express, JCB, Wright Express, Voyager, EBT & all PIN debit
networks. As your source in an industry of constant change, Moneris is
leading the way with innovation. A relationship with Moneris, not only
improves your satisfaction and ease of transaction processing today, but
it will also ensure a superior value proposition for the future.


NATIONAL SALES TEAM:

Our National Sales Team custom-tailors programs to meet the needs of
your company and merchants. They can assist you in analyzing merchant
statements, pricing complex accounts, and developing and implementing
sales strategies. Providing you with tools to promote your success is
the highest priority of the National Sales Team.

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